- our firm specialises in self-employedand investor applications
- Let us cut through the clutterof thousands of home loan products
- get the right loanfor your circumstances
We don’t do generic online comparisons, for a tailored, personal service, contact us and feel the difference.
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SMSF Loans
Have you heard you can buy property in your own Self-Managed Super Fund (SMSF)? One of the largest growth areas in mortgage lending has been in the SMSF space since legislation allowed it in 2007. However, it’s easy to get wrong and the consequences are serious. At HTR Finance our foundation and focus on self-employed applicants and investors means we love it!
A SMSF must follow strict rules to remain compliant, your Accountant or Financial Planner can outline this for you. They are so strict in fact, that it may make it the wrong decision for some people, knowing your own skillset and limitations is a key to financial success. However, if you can have the right team around you to guide you and make sure you utilise this vehicle well, its potentially a great tool to secure your financial future.
Some of the advantages of using a SMSF include tax savings, asset protection and generational transfer of assets so its worth a chat!
Let us help you;
- Buy a commercial Property (owner occupier)
- Buy a commercial Investment Property
- Buy Residential Property
SMSF lending is a specialty, and for some lenders involves specialist accreditation so don’t take a chance, speak to a firm that takes the time to get it done right. We are happy to work with your existing accountants, financial planners and solicitors or introduce you to some of our preferred suppliers to get the most out of your retirement funds.
We have the lenders and the know how to get your fund into the property market, contact us and feel the difference.
WARNING: Setting up a SMSF and borrowing within a SMSF requires personal financial and legal advice. We strongly recommend you seek specialist advise before making any investment decisions. We are not financial planners and cannot recommend this strategy without your accountant’s or financial planners involvement. Please see the link below for some helpful tips from ASIC’s Money Smart website https://www.moneysmart.gov.au/superannuation-and-retirement/self-managed-super-fund-smsf/smsfs-and-property